early access
Control operating spend without moving money into another system. Give team members access to the funds they need, set spending limits and keep the resulting transactions visible alongside the rest of your account activity.

Virtual debit cards
Give people access without creating another pool of money to manage.
Card limits control how much someone can spend. They don't require you to move that amount into a separate account first.
Funds remain in the operating account until the card is used.
That gives finance and operations teams a simpler way to control spending without creating another set of balances to track.
Card controls
Set the controls your team needs.
Admins can create and manage virtual debit cards directly through Advance.
The controls stay with the people responsible for managing the account.
Assign and organize
Assign each card to a user and add a name or category.
Limits and expiration
Set daily or monthly spending limits and add an expiration date.
Freeze, cancel or report
Freeze or unfreeze a card, cancel it, or report it as compromised.
Visibility
Keep spending visible with the rest of the operation.
Card activity draws from the Advance operating account, so transactions remain connected to the account where the money is held.
Finance teams can see card spending alongside other account activity instead of piecing the record together across a separate card platform and bank account.
That creates a clearer view of what was spent, where it came from and how it fits into the broader financial operation.
How it works
From card creation to transaction, keep the process connected.
01
Create
Set up a virtual debit card and assign it to the appropriate user.
02
Control
Define spending limits and expiration dates based on how the card will be used.
03
Spend
The card draws from the operating account when a transaction occurs.
04
Monitor
Review activity and adjust, freeze or cancel the card when needed.
Virtual debit cards
Bring more of the financial operation into Advance.
Virtual debit cards extend the work teams can manage through the same platform used for accounts, payments, reconciliation and other financial workflows.
Fewer disconnected systems means less information to move between them and fewer places for finance teams to monitor.
See how virtual debit cards work in Advance.




